Terms of Use

Permitted use

You may use this website to learn about Arsenal Benefits Group, to contact us, and to apply to our benefit counselor network. You agree not to misuse the site: no attempts to gain unauthorized access, no scraping or automated data collection, no interference with the site's operation or security, no uploading of malicious files, and no use of the site to send spam or unlawful content.

Informational content only

Information on this website is provided for general informational purposes. Specific benefits, coverage, eligibility, exclusions, limitations, and plan terms are governed by the applicable insurance policy, plan document, carrier materials, employer plan documents, and applicable law.

Nothing on this site is an insurance contract, an offer of coverage, a guarantee of coverage or eligibility, or legal, tax, or benefits advice for your situation. Arsenal Benefits Group provides benefit counseling, education, and enrollment support; we do not quote or issue insurance and we do not decide claims or eligibility.

Intellectual property

The Arsenal Benefits Group name, logo, site design, text, graphics, illustrations, and other content on this site are owned by Arsenal Benefits Group or used with permission, and are protected by intellectual property laws. You may not copy, reproduce, republish, or use them commercially without our written permission.

Trademarks and third-party brands

Third-party trademarks, logos, and brand names are the property of their respective owners. Any reference to an insurance carrier, employer, organization, partner, or other third party is for identification or descriptive purposes only and does not imply ownership of their marks, nor any endorsement, sponsorship, or affiliation unless an actual relationship is expressly stated.

Third-party links

This site may link to websites we do not control. We are not responsible for their content, accuracy, or privacy practices, and a link is not an endorsement. Review the terms and privacy policy of any site you visit.

Submissions

Information you send through our forms is handled as described in our Privacy Policy. Please do not send sensitive personal information such as Social Security numbers, financial account numbers, or medical information through this website; we do not request it. Submitting an application does not create an employment relationship or any promise of engagement, assignment, or compensation.

Limitation of liability

This website is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, Arsenal Benefits Group disclaims all warranties, express or implied, and is not liable for any indirect, incidental, consequential, or punitive damages, or for any loss arising from your use of, or inability to use, this website or its content.

Changes to content and to these terms

We may change, update, or remove website content at any time without notice. We may also update these terms; the current version is always the one posted here, with the date shown above. Continued use of the site after an update means you accept the revised terms.

Contact

Questions about these terms: iazir@arsenalbenefitsgroup.com or (424) 359-9218.